WebMoney system

The history of WebMoney Transfer dates back to November 20, 1998, when the creation of the payment system was announced in the media, and its widespread popularization began. WebMoney demonstrated a well-thought-out advertising policy that helped them to hold out in the most difficult times after the world-famous default of the Russian national currency. Due to the distribution of bonuses to the first users, the system managed not only to stay afloat, but also to firmly establish itself in the financial sector. The proof of this is the multi-million audience of WebMoney clients , the number of which is growing by several thousand every day.

WebMoney growth rates - a factor of attractiveness

The payment service WebMoney took a serious start, the pace of which caused surprise and admiration: in 2004, its turnover in dollars doubled, and in rubles, it tripled. A year later, the system already had a daily turnover of up to 4.5 million dollars and up to 45 million rubles. To this day, the system is actively developing.

The main positive factor of the electronic service is instant transactions, its user gets the following features:

• Get WebMoney money from the comfort of your home.
• The recipient and the payer can be at any distance, even in different countries, but this does not affect the speed of monetary transactions.
• You can use WebMoney to pay for various services, purchase goods in online stores.
• For transactions, the service deducts only 0.8% of the commission.
• Irrevocability of transactions is attractive for owners of online stores and other electronic services. They are protected from attempts by fraudsters acting according to the scheme, when they withdraw payment for the goods received.

This is not the whole list of advantages of the WebMoney system that attract and contribute to the growth of the number of potential users.

Registration on the WebMoney service

Registration and creation of an electronic wallet WebMoney is free . To do this, you need a special program WebMoney Keeper , you can easily download it from the official website. This will be the first step, then the following operations are performed:

• After the download is complete, the program must be launched. An instruction will be displayed on the screen, which will be the main guide to the next steps. The client must confirm that he agrees with the terms of the WebMoney system . You also need to install special certificates. After the installation, the user is considered registered and can start working.
• Connecting to the system by installing the selected version of Keeper . The screen will display the phrase "New registration", it must be confirmed by clicking "OK".
• The message "Registration Wizard" will appear on the page. As you complete the suggested prompts, you need to periodically click "Next". When entering personal data, checkmarks appear next to each line. If you remove them, this data will not be seen by third-party users. Such operations can be done even after registering on the money service.
• Filling in the address of a valid e-mail box. Almost immediately after registration, an activation code will be sent to it. If you do not accept it, registration will be considered incomplete.
• Enter a mobile phone number, SMS will be sent to it with confirmation of completed transactions.
• Next, you need to enter the password for the electronic wallet. In terms of safety, it should be complex, consisting of a random sequence of characters. If the password consists of at least 8 characters of different types and registers, the more difficult it will be for cyber fraudsters to guess it . This will ensure the safety of the contents of the WebMoney wallet .
• The next step is very responsible and unusual. The master will ask you to make chaotic movements with the mouse. At this moment, the digital signature will be generated in the service.
• Further, you will have to wait a few minutes for the generation process to end.
• Upon completion of the previous action, the user is assigned a unique number - a WMID containing 12 digits. You will need it to view information in the system. WMID does not belong to secret data, it only performs representative functions. It is almost impossible to remember it, it is better to write it down on a separate file, paper or an alternative storage medium, where all important data regarding the WebMoney system will be concentrated .
• After clicking "Finish", you should go to the mail and activate the sent code. Only from this moment does the full use of the service begin.

Purses by WebMoney : Classic and Light

The Classic Wallet is an app, so you need to download and run it. If you need to go to the WebMoney service in a different place outside your home, you can use the Light version . Any of the versions is free, but you should be aware that they can only be used individually. The Classic wallet is considered the most common .

What are WebMoney wallets ? Simultaneously with registration, the user has three electronic accounts: R-wallet, Z-wallet and E-wallet. Each is identified by a corresponding letter (R, Z and E), plus a 12-digit number. Electronic rubles are designated WMR, WMZ dollars, WME euros. If the user is a citizen of a foreign country and uses a different currency, he can create an additional wallet, for example, WMU - the equivalent of the Ukrainian currency hryvnia.

Replenishment of wallets and currency exchange for WebMoney

To replenish an electronic wallet in cash, you first need to log in, enter your passport data and conclude an agreement with the WebMoney payment system . This will be the key to the successful completion of all transactions and reliable storage of content, as well as recovery of a lost or forgotten login password.

To deposit cash, you can use a bank card, transfer by mail or through terminals.

Replenishment can be made by transferring electronic money from one wallet to another. There is one important nuance here. It can be considered in the following example: a settlement between an employer and a contractor using a WebMoney wallet . Both subjects may be in different countries and practically do not know each other. For greater security, after sending money, the recipient will be able to see them in his WebMoney wallet only after entering the protection code.

You can exchange currency with WebMoney between different payment systems using various exchange offices. The baksman.com service has proven itself well, it offers the most favorable exchange conditions.

You can also make a currency exchange within the wallet, in other words, convert different title units into the required currency. Such transactions are performed instantly. Such an exchange may be necessary if, for example, a WebMoney user receives a salary in dollars. To use them, he should convert them into rubles, after which the rubles should be withdrawn in one of the existing ways.

How to get a WebMoney card ?

WebMoney offers customers a card for withdrawing foreign currency from an electronic wallet, it can be of four types: PaySpark EUR Mastercard , USD Mastercard , PaySpark USD Mastercar , PaySpark China Unioncard ( Usd ).

The user chooses a more acceptable option for himself. To become the owner of a WebMoney card , you must fulfill the conditions:

• Pass attestation (at least formal attestation).
• Send color scanned copies of the required passport pages for verification, after which the user receives a higher status.
• Fill out the request form for issuing a card, transfer money to the presented invoice for the service.
• Activate the card in your personal account of Payoneer and Payspark payment systems .

How to attach a bank card to WebMoney ?

Most users are looking for easier and simpler ways to deal with electronic money systems. In order not to bother receiving a WebMoney currency card , you can attach an existing bank card to your electronic wallet. This method makes it possible to avoid:

• Restrictions on the methods of replenishing the card account.
• You can easily withdraw funds from your R-wallet to it. If you need to convert dollars, you must first convert them into rubles.
• Make payment via card in rubles.
• There is no need to get several additional cards, which will significantly save money on payment for receiving and servicing new cards.

The algorithm for attaching cards to an electronic wallet WebMoney remains unchanged. A distinctive feature is that for cards in rubles you need the Banks service , in dollars - Cards . Next, you need to do the following:

• Become the owner of a formal passport (or higher).
• Send scanned copies of passport pages.
• Card binding statement.
• Receiving verification payment.
• Enter the value of the payment.

Only Visa and Mastercard are suitable for binding . This method significantly expands the possibilities of using the WebMoney payment service .

Distinctive features of the WebMoney service

Users of the WebMoney service undergo WM-certification. Perhaps this is its main difference from other payment systems. The level of the obtained certificate corresponds to a certain status of the user in the network. Some people dont really like fulfilling additional requirements. But people in business shouldnt neglect them. After all, the higher the status, the higher the transaction limits and the higher the security level.