Assist system

Assist was founded in 1998 and is one of the main domestic providers of electronic payment systems. This company is at the forefront of the formation of the Russian electronic payments market, therefore, it can rightfully be considered the flagship in this industry. 2003 was a turning point for the company. The service has adapted and started working with well-known online resources - WebMoney, Yandex . Money, QIWI.   

What is Assist? 

Electronic payment provider Assist is a system that allows you to carry out settlement transactions online using plastic and virtual bank cards. This service covers most of the electronic settlements in Russia. Its users are clients and store owners operating on the Internet. Among the main features of the Assist system are the following:  

1. Possibility of quick replenishment of the mobile account by cash or credit card.
2. The presence of plastic cards, through which you can safely make payments mode online, and receive bonuses and discounts at retail stores.
3. A fairly simple procedure for connecting to the service.
4. Quality customer support.
5. Acceptance of payment cards. 
6. The ability to design the clients page in the Assist system, as close as possible to the design of the sellers website.  
7. High-quality and efficient work of the technical support service.
8. Credit card transactions control service.
9. High level of service security.
10. The platform can be used in trading activities via a mobile phone or the Internet.
11. Consulting on the issues of creating a selling website.
12. Unlimited number of settlement transactions.

System security

Confidential information (account numbers, cards, registration data) of the Assist system user is transmitted to the server for the purpose of its further processing and storage through a secure channel. Further, the information received is processed in the banks processing center. This gives the client confidence that his personal data will not be disclosed. To ensure greater security of payment transactions carried out through the service, you can use the additional service of monitoring their status.    

Stages of connection to the platform The Assist
electronic payment provider offers connection to its system in several stages.  

1. Filing an application. There are two options here - test mode or registration on the site. The test mode is available to the user for one day and offers:
   - Acquaintance with the program interface.
   - Ability to customize the sellers site for the resource server.
   - Obtaining information about the transactions that were made through the sellers online store.
   It is worth registering on the site only when a decision has been made to connect to this platform. User data is sent to the bank for processing. Further, a letter with a detailed description of further actions will be sent to the email address specified during registration.
2. The choice of the servicing bank. A prerequisite for registration is the conclusion of an agreement with a bank, which will subsequently carry out payment transactions. Information about banks with which you can agree on cooperation, you need to clarify on the website of the Assist system .
3. The duration and features of the procedure for signing an agreement depend on the bank chosen by the client, each of which has its own requirements. To conclude an agreement with the selected financial institution, the system sends the user a detailed action plan to the email address specified by him.
4. Payment transactions. When the agreement between the client and the bank is concluded, you can connect the merchants website to the Assist platform . This procedure does not differ in duration and is carried out within one working day. After carrying out all technical operations, the client receives a notification that his account on the service is going from test to working mode. To start working fully on this platform, you do not need to have special technical knowledge, you do not have to install special software, you just need to add HTML code on the web store page . 

Payment methods through the service

The Assist platform , as an electronic payment provider, allows you to make payments in two directions: through credit cards and a personal account. Payment by credit card is as follows:  

• The buyer, having formed an order on the website, chooses the method of payment for the transaction - a credit card.
• Further, information about the purchase and the method of payment is received on a single server.
• The platform server synchronizes with the user through a secure connection and reads information from his credit card. Buyers information remains completely confidential.
• Further, the information is transferred to the bank for processing.
• The bank, in turn, gives the go-ahead or prohibition to carry out the settlement operation.
• If the answer is yes, the financial organization transfers funds to the sellers account . 
• At the final stage, the seller, seeing the payment on his account, directly renders the service or sells the goods.

Payment through a personal account (opened with an Internet provider) is made in the Assist system as follows.   

1. The provider issues a special certificate to the user, which allows him to identify himself in the system for subsequent payments.
2. After placing an order, you need to choose the form of payment - using a personal account.
3. Next, the buyer synchronizes with the Assist platform through a secure connection, transferring his certificate data. The information is sent to the clients bank. 
4. Based on the information received, the bank generates an answer - it gives the go-ahead for the operation or forms a refusal.
5. If the result is positive, the bank credits the money to the account of the web store owner.  
6. In the end , the paid goods are shipped to the e-store .