Payment system Leader

The Leader transfer system is a dynamically developing payment service that has won the recognition of users from 132 countries of the world, and is now expanding into the markets of Asia and Africa. The service actively interacts with participants in the financial system of Russia and the CIS countries.

Story

This service was created in 2003 under the name VIP Money Transfer. All 100% of the systems shares belong to the Russian "Inkredbank". The central office of the company is located in Moscow. A little later the name of the company was changed to "Leader International Money Transfer System".

In 2015, the Leader monetary system won the status of a payment service of national importance, and in 2011 it became a laureate of the competition for payment transfer systems in Ukraine. Today it is one of the five largest payment services in Russia.

The administration of the Leader system aims to make the service a financial assistant for all Internet users in the CIS countries. The chairman of the board of directors of the system O. Vilkul noted “we want our application to be installed on all mobile devices and tablets and to be actively used by their owners when making financial transactions”.

Initially, in its development, the leadership of the Leader monetary system focused on labor migrants who came to Russia to earn money and periodically sent money transfers to their families. Analysts of the system note that recently the flow of transfers from the countries of the East has significantly increased: Saudi Arabia, Bahrain, and the United Arab Emirates. The dynamics of transfers through the system has been continuously growing for five years.

Today, the service focuses not only on money transfers, but also accepts payments to various organizations providing services, including representatives of the public sector.

The emergence of new electronic devices and applications for them stimulates the development of the electronic money market. Therefore, the Leader system is intensively developing digital technologies, which allow expanding the scope of the service.

Services

The system actively cooperates with various banking structures, insurance and brokerage companies, taxi services and other legal entities whose activities include making payments or receiving funds.

The service pays great attention to cost optimization and security. Manual monitoring of large transactions avoids fraudulent losses.

In addition to the payment service, the Leader money system is intensively developing the payment sector. Users of the Leader system can perform the following operations:

• Pay bank loans.
• Top up your mobile phone account.
• Make payments to the budget (for example, traffic police fines, taxes).
• Pay for satellite TV, telephony, Internet providers.
• Purchase air tickets.
• Pay for the services of tour operators.
• Pay utility bills.
• Top up electronic wallets of various payment systems.
• Pay for games and applications in the social networks "My World", "VKontakte", "Odnoklassniki".
• Do charity work.

The Leader system provides its clients with a wide range of different payment methods. You can transfer money using:

• Internet banking.
• Self-service terminals.
• Bank cash desks.
• communication salons.
• mobile applications.

The main advantages of the system are:

• The ability to carry out non-address transfers, which can be obtained at any of the points of issue of funds.
• Low rates for money transfers, the commission is in the range of 0.45-1.5% of the transfer amount.
• No commissions for the recipient.
• Instant translation.
• The ability to track the status of the translation online on the website of the Leader translation system.
• A large number of system points.
• Powerful and responsive support service, in many countries with toll-free calls for customers to service phone numbers.

Making payments

The service accepts for transfers in dollars, euros and national currencies of the countries where the partner banks are located. The company conducts its activities in strict accordance with the current legislation of the states where the senders and recipients of payments are located, which is why certain restrictions are possible when conducting financial transactions.

The standard tariff of the Leader system for senders is 1.5% of the transfer amount. However, the "Exclusive" tariff plan provides preferential conditions for transfers in some directions using the services of certain partner banks.

For residents of Russia who wish to transfer funds to other citizens of the Russian Federation, there are no restrictions on the amount of the transfer. If a Russian citizen wishes to send money abroad, then the transfer will be carried out under the following conditions:

• The amount of a one-time transfer for residents of Russia should not exceed 5000 US dollars or their equivalent in another currency at the exchange rate on the day of departure.
• The sender of the funds must present an identity document.
• The translation should not be related to commercial or investment activities, or the purchase of real estate.

To make a transfer, the client of the Leader translation system must:

• Submit an application for the transfer of funds from the operator, indicating the recipients country of residence, his full name, point of issue (optional).
• Deposit money and pay the commission specified by the operator.
• Get a card with a ten-digit number to control the transfer.
• Report the transaction number to the recipient.

The recipient can pick up this transfer at any point of the service a minute after its execution. In those points that are not connected to the Internet, the transfer can be received within one or two banking days.

When making a payment, the operator will ask you to indicate the mobile phone numbers of the sender and recipient of funds to inform about the transfer. The Leader service provides SMS informing services free of charge. Instead of a mobile number, you can specify an e-mail address to which the corresponding message will be sent.

If desired, the transfer of money can be accompanied by a free comment of up to 20 words.

In the event that the recipient has not yet received the money, the sender can revoke the transfer. After filling out a special form, the funds sent will be returned to him minus the paid commission.

In addition to withdrawing the transfer, you can forward it. It is possible to change the last name, first name and patronymic of the recipient of the transfer. There is no additional fee for changing the details by the Leader service.

To receive a transfer you need:

• Provide the operator with the transfer number, indicate its amount and the full name of the sender.
• Prove your identity with an appropriate document.
• Sign an application for the issuance of funds.

Recipients of transfers do not pay any commissions!

At the request of the recipient, the money can be credited to his bank account if all the necessary details are indicated.

System Leader fully justifies its name with its dynamic development and quality of services, gaining an increasing number of users.