Eleksnet

In 2000, the service company Eleksnet appeared on the Russian market , which provides its customers with services for payment for goods, loans and makes money transfers. It has a network of ATMs, which are located in 50 regions of the Russian Federation and work in real time with the billing systems of mobile operators, which allows you to instantly make payments.  

Registration in the Eleksnet service

Registering a wallet in the system allows users to instantly make payments using Eleksnet terminals or a computer. The wallet number is assigned based on the cell phone number. If a wallet is registered at an ATM, then with the first replenishment a check with payment data is issued - this is a username and password. If the registration takes place through the official website of the company, then send SMS with a password to your mobile phone.  

The Notebook service is directly linked to the wallet. It is possible to save payment details in it, and make further payments based on the saved templates. This greatly simplifies the work. The company gives its users the opportunity to purchase a "client card" in which an RFID-chip is initially embedded . You can order it on the website or through the Eleksnet ATM . Holders of such cards do not need to log in, just bring the card to the reader. Before you start using it, you need to link to the "notebook". You can use an ATM for this. Other cards are also tied to the "notebook". 

Top-up in Eleksnet terminals

It is made in cash at Eleksnet terminals . Interest is not charged. You can use the card of a banking institution. This service is provided in partner banks:  

- Credit Europe Bank.

- SIAB.

- MDM.

- "My bank".

- Uralsib .

The number of partners is constantly increasing. Clients of the resource can use the service - replenishment in the Internet terminals of the Ocean Bank. Having a card of this credit institution, you can carry out payment transactions with 0% commission, for cards of other banks it is 2.5% of the payment amount. For a quick payment, on the Payezh.RU website, select the “e-money” tab, and then “e-wallet replenishment”. The translation is received instantly. The maximum deposit amount is 15,000 rubles. The HandyBank system can also be used . The commission in this case will be 3%

A convenient way is to replenish the e-wallet of the Eleksnet system through ATMs of Bank of Moscow, Uralsib and VPB.   

The advantage of using the Wallet is that the exact amount required to pay for certain services can be divided into several transactions. And ATMs accept not only bills, but also coins in denominations of 1,2,5,10 rubles. This is evidenced by a special sticker on the body of the device.

Withdrawing funds to a bank card

You can withdraw funds to a card of any bank. To carry out such an operation, just go to the companys website or use the terminal.

The non- bank credit organization Mosklyringtsentr concludes agreements with banking institutions so that in the future the user can make transfers from the Eleksnet Wallet . The interest rate for the transfer directly depends on the agreement between the bank and the Eleksnet service . It varies 0-3%.

In cases where an agreement has not been concluded between the bank and the company, then there are certain conditions under which the withdrawal of funds is possible:

- The card must be a Visa payment system .

- The card must be issued by any bank of the Russian Federation. Cards from other countries are not accepted.

If the replenishment occurs through the Visa tab , then 2% of the amount is withdrawn. Even regardless of whether the bank issued this card, and whether there is an agreement between it and the Eleksnet system .  

At ATMs of the Eleksnet system and on the official website there is an opportunity to repay consumer loans online using an E-wallet. Partner banks that have the ability to conduct transactions:

- Renaissance Credit accepts deposits and cards without visiting a bank branch. Payment of loans - 1.4%, no commission is charged on other payments. Admission Wed dstv etc. oiskhodit the next day. Payments at ATMs: deposits at 0% commission.

- Citibank and Tinkoff - credited, funds are instant and no commission is charged.

- Credit Europe Bank - funds are credited instantly with a set commission of 1.8% of the payment amount, not less than 40 rubles.

- RNCB - enrollment Wed dstv etc. oiskhodit instantly with a commission of 1.9%.

- Russian Standard Bank - charges a commission of 1.5%, funds are received instantly.

- Payment system Visa - transfers funds the next day and charges 2% of the amount.

Also, payments can be made in Eleksnet terminals . For each region taken separately, the amount of the commission will be different. A significant plus for the clients of MDM Bank. Now it is possible to make payments through ATMs without any commission. The interest for repayment in bank branches does not exceed 1.5% of the amount.  

Using the Eleksnet service , each user is given the opportunity to maximize the entire functionality of the system. Starting from fast mobile payments to fines and utilities. Thanks to the terminals located in public places, customers can, through the Eleksnet wallet, replenish card accounts of the Visa payment system and bank accounts, repay loans and make money transfers without visiting bank branches. The Eleksnet system , interacting with various banks, ensures the complete safety of the payment.   

When paying for the selected services through Eleksnet ATMs , you should pay attention to the commission. In different regions, the percentage of the payment may vary. For users who plan to use ATMs for payment on a regular basis, it is necessary to pass mandatory registration and create a "notebook". Working with it will significantly reduce the time required to pay for services.

The priority of using the Eleksnet self-service terminal is its round-the-clock operation.