CyberPlat

The CyberPlat® payment system is one of the first domestic resources for electronic payments. Due to its potential and functionality, it received the status of "Multibanking system". The project was launched in 1998. CyberPlat® has been operating for 18 years. During this time, the company has become one of the largest similar structures operating in the markets of the Russian Federation and the CIS.

The number of payment acceptance points of the system is more than 900,000 . The terminals accept cash in favor of the main operators of communications, Internet, television and other services. All CyberPlat terminals accept payments in favor of the Treasury and the Tax Service of the Russian Federation. A feature of the system is the right to make budget payments. Competitors do not have such opportunities. 

However, coverage of territory and services is not the most important strength of an organization. What makes CyberPlat® stand out from its competitors is the reliability of transactions and the smooth operation of the payment mechanism.

Even with significant experience, the company continues to maintain and strengthen its position in the online payments market. Improving partnerships with companies that seek to develop the infrastructure of financial transactions on the Internet is considered to be the most important area. The priority task of CyberPlat is to make payments in real time. The task is partially realized, however, development and improvement continues.

About the system

The creators of the system are Platina Bank and Inist. The resource is one of the first that supports the implementation of monetary transactions on the World Wide Web.

CyberPlat® has a user-friendly and simple interface. Has a minimum level of workflow, high speed of calculations.

During the implementation of transactions between consumers and sellers, an agreement is concluded, which operates in accordance with the laws of the Russian Federation. It is a prerequisite for financial settlements.

To ensure maximum security of a payment transaction, the CyberPlat® system uses an electronic digital signature that is not forged. This functionality excludes fraud with the system. It is simply not profitable for online scammers to forge a digital signature for a long time, since it takes a significant amount of time.

It is guaranteed that an electronic signature is almost impossible to forge. However, the system and the partner bank take into account the possibility of hacking and guaranteed compensation for possible losses.

Another distinguishing feature of CyberPlats security is the presence of a personal code. Upon completion of the transaction, each of the parties has a document that is able to confirm the payment.

Payment for services through terminals

Clients of the system have the opportunity to pay for any services through CyberPlat terminals. An extensive network of payment machines is another advantage of the resource. On the official website you can find the addresses of all cash collection points located in different cities of the country. You can also get the necessary information by calling the hotline of the payment system.

Paying for services or replenishing your personal account using the terminal is simple and convenient. The deposit process takes only a few minutes.

CyberPlat® offers its customers high-quality self-service devices. The priorities of this service are safety, reliability and ease of use. The companys specialists have worked out the functionality of the terminals as much as possible so that they are available to a wide range of users.

You can pay for the necessary services as follows:

1. On the main page, click the "Search" button.
2. In the search bar, type the name of the required organization for payment and click on.
3. The next page will be a field for entering your account or account number.
4. After checking the payment details, pay in cash.

When making a payment, all CyberPlat terminals show the amount of service. The size of the commission may vary and depends on the type of terminal.

check in

In order to become a client of the system, you must register in it. To start working, you need to install the companys application on your PC. Currently, there are several types of software:

• "User" - required in order to make purchases on the World Wide Web.
• "Corporate" - used by organizations that provide an opportunity for employees or workforce to pay for their needs on the Internet. The CyberPlat® payment system receives a certain money transfer from organizations. In the future, there is a redistribution of funds between employees accounts. Employees have the opportunity to pay online for goods and services in the range of the transferred amount.
• "Shop-Settlement" - is used to carry out financial transactions using CyberPlat in the online store. After signing the contract, the corresponding software is installed on the stores resource. The companys employees independently install the necessary applications on the clients resources.

CyberPlat® system divides all payment transactions into 2 categories based on the status of the customer-buyer:

1. Payments for business - payments are made by a legal entity.
2. Payments for clients - payments are made by an individual who is a regular participant in the system.

All transactions are carried out using a single technology. However, there is a difference in terms of security. Also, if necessary, additional protection modules can be implemented.

The process of buying and selling through the system

To start financial transactions through CyberPlat, you need to get a current account with Platina Bank. If you have an account, there must be a certain amount on it to make the payment.

For the user, the next step will be the formation of his order. After the user has chosen the required direction of the transaction, he contacts the seller for invoicing.

The seller provides the required invoice. It contains all data about goods, cost, number of invoices. The issued invoice has the sellers personal electronic signature issued by the CyberPlat® system. From this moment on, the invoice is a contract.

After receiving the invoice, the buyer also signs it. By signing, he agrees to the agreement. Next, the invoice is sent back to the seller.

In turn, the online store redirects the account to the bank for authorization. The banking organization verifies the data of the participants in the transaction. The main point of verification is the presence of money with the buyer.

If all requirements are met, then the bank transfers the funds to the seller. The check is saved in the banks system. A copy is sent to the seller for the release of the paid product or service.

If any problems arise during the payment process, the CyberPlat® payment system sends information about the reason for the refusal to the online store.

Another way to carry out transactions is to use plastic cards. However, the system does not support all types of plastic. So, the main world payment systems VISA and MasterCard work. If you want to pay by credit card, you dont need to open an account.